PM Vishwakarma yojana online apply | Eligibility, Benefits

The Ministry of Micro, Small, and Medium Enterprises has introduced the PM Vishwakarma Yojana in August 17, 2022, a new program designed to offer comprehensive and all-encompassing support to artists and craftspeople who use their hands and tools to engage in a variety of traditional occupations.

By giving them access to collateral-free loans, skill development, contemporary technologies, incentives for digital transactions, and market linkage support, the plan seeks to empower the Vishwakarmas of India. Through indigenous goods, artwork, and crafts, the program also aims to promote and preserve India’s rich and diverse cultural heritage. The Union Government is completely funding the PM Vishwakarma Yojana with a cash outlay of 13,000 crore over a five-year period. From 18 conventional trades, 30 lakh families are anticipated to gain from the program.

The craftsmen and crafters must register on the PM Vishwakarma Portal utilizing biometric verification in order to take advantage of the scheme’s benefits. They will be given an ID Card and a PM Vishwakarma Certificate as acknowledgment for their abilities and line of work.

What are the eligibility criteria for PM Vishwakarma Yojana?

• The applicant must engage in one of the 18 family-based traditional trades included in the program as an artist or craftsperson using their hands and equipment. The following professions are included on the list: basket maker, toy maker, kite maker, musical instrument maker, blacksmith, jeweller, potter, carpenter, sculptor, craftsman, mason, weaver, tailor, cobbler, barber, washerman, and cobbler.
• The applicant must be working for themselves in an unorganized sector.
• The applicant should be an Indian citizen.
• The applicant should be at least 18 years old at the time of registration.
• The applicant shouldn’t have gotten any additional loans from the government. Only one member of the family (the husband, wife, or unmarried children) may benefit from the program.

Related: PM mudra yojna (PMMY)

What are the benefits of this scheme?

The PM Vishwakarma Yojana is a scheme that provides various benefits to artisans and craftspeople who work with their hands and tools in different traditional trades. Some of the benefits are:

• Recognition: A PM Vishwakarma Certificate and an ID Card will be given to the recipients in honor of their abilities and line of work.
• Skill Upgradation: The beneficiaries will have the chance to improve their abilities and productivity through skill verification and training opportunities. A 500 per day training stipend will also be given to them.
• Toolkit Incentive: The grant recipients will receive $15,000 to spend on new tools and equipment for their trade.
• Credit Support: The recipients will have access to unsecured loans up to Rs. 3 lakh at a reduced interest rate of 5% annually.
• The government will also support them with interest subsidy and credit guarantee.
• Incentive for Digital Transaction: To encourage the adoption of digital payments, the beneficiaries will get an incentive of 1 each transaction up to a maximum of 100 transactions per month.
• Marketing Support: The recipients will receive a platform for brand promotion and assistance with market connection so they may take advantage of new growth opportunities. Additionally, they will receive services like quality assurance, e-commerce integration, trade show participation, etc.

How to apply for PM Vishwakarma Yojana online?

The PM Vishwakarma Yojana is a program that offers numerous advantages to skilled workers who use their hands and traditional instruments to engage in a variety of traditional trades. The craftsmen and crafters must register on the PM Vishwakarma Portal utilizing biometric verification in order to take advantage of the scheme’s benefits.

As a token of appreciation for their abilities and line of work, they will be given a PM Vishwakarma Certificate and an ID Card. The application procedure is quick and easy. To apply for the PM Vishwakarma Yojana online, follow these steps:

• Visit the PM Vishwakarma Yojana Official Portal started from September 17, 2023.
• Register using your mobile number and Aadhar Card.
• Verify your Mobile Number and Aadhar Card through OTP Authentication.
• Fill in the PM Vishwakarma Yojana Registration Form with your details, including Name, Address, and Trade-related Information.
• Download the PM Vishwakarma Digital ID and Certificate for future use.

You can also check your application status, edit your profile, and access other services on the portal. For more information, you can read the PM Vishwakarma Guidelines or contact the helpline number 1800-11-3333.

How can artisans benefit from this scheme?

Artisans can benefit from this scheme in many ways. Some of the benefits are:

• They can receive an ID Card and a PM Vishwakarma Certificate as recognition for their abilities and line of work.
• By receiving opportunities for talent validation and training, they can improve their abilities and productivity. A 500 per day training stipend will also be given to them.
• By receiving a grant of $15,000, they can purchase contemporary tools and equipment for their line of work.
• They have access to unsecured loans up to Rs. 3 lakh at a reduced interest rate of 5% annually. Additionally, they will receive government backing in the form of credit guarantees and interest subsidies.
• By receiving an incentive of 1 for each transaction up to a limit of 100 transactions per month, they can adopt digital payments.
• By receiving a platform for brand marketing and market connectivity support, they can access new growth potential. Additionally, they will receive services like quality assurance, e-commerce integration, trade show participation, etc.

These advantages can help craftspeople increase their earnings, standard of living, and social standing. Through purchasing regional goods, arts, and crafts, they may also support the promotion and preservation of India’s rich and diverse cultural heritage.